Often there are ads in which a loan assistance service is advertised. There is a desire to get a payday loan without prepayment, as a rule, it occurs in people who have difficulty in contacting banks. The cause of difficulties is often a bad credit history, the lack of permanent income and more.
Such announcements are most likely made by persons who have any acquaintances in the banking business, or by security officers who, in turn, are entitled to approve loan applications. Such services may seem illegal, and most ordinary people try not to use them even in difficult financial situations. But the service can really work and the borrower has another chance to get a payday loan.
Should I respond to such ads?
In most cases, ads like: “I will help you get a payday loan without prepayment” are published by so-called credit brokers. They have connections in various banking organizations and MFIs. It is even possible that such a person will not charge you a fee for the service at all, since his salary consists of the commission he will receive by issuing another loan.
Due to the nature of the service, the client can receive money very quickly, sometimes even on the same day. And it can be both an MFI and a banking organization. This is a definite plus. But we must not forget that the service is unlawful and, in case of detection, the bumps fall on you.
I will help to get a payday loan with open delinquencies
Here we are talking about help in a situation, the borrower’s credit history does not allow him to take a loan and many banks refused him. In this case, you will most likely have to pay either for trying to help you, or if you get approval in your hands. All the same, you need to be prepared for the fact that it is impossible to get out of this situation right away.
In case you have a bad CI, you have to rely on smaller amounts and longer loan terms. Contact the MFI, in which you take several loans and repay them on time, you can prove that you have become more responsible in your history.
If you liked the ad “I will help you get a payday loan of 100% approval” – you know, this is just a maneuver to draw your attention. Without knowing the client in advance, no one or even an organization can give such a guarantee.
Finances and credit history
It is better to warn the situation in advance and monitor your finances and credit history. If, nevertheless, the circumstances turned out to be stronger than you and at the time of monetary necessity, the banks refused to you – contact our company to get a payday loan.